Get Your Golden Visa in 2025 in 8 Countries With Maximum Investment
Imagine unlocking a world where borders fade, opportunities expand, and elite status is just an investment away. In 2025, the Golden Visa programs continue to captivate high-net-worth individuals who seek more than just a passport—they seek freedom, security, and a gateway to new economic landscapes. But at what cost? The price of acquiring residency through investment has soared, making these programs exclusive to the financial elite.
From the towering financial hubs of Luxembourg to the sun-kissed shores of Malta, the cost of entry into these prestigious nations comes at a hefty price tag. Some countries demand multi-million-dollar investments in government bonds, real estate, and venture capital funds, while others require substantial deposits into financial institutions. For the wealthy few who can afford it, these programs promise unparalleled global mobility, access to top-tier education and healthcare, and a secure financial future.
But which countries require the biggest financial commitments? Here are the top eight most expensive Golden Visa programs in 2025, ranked by their minimum investment requirements. Are you ready to explore the costliest pathways to global residency?
1# Luxembourg – Minimum Investment: €20 Million
Luxembourg, known for its economic stability and high living standards, tops the list with a staggering €20 million investment requirement. This sum is usually a lump-sum deposit into a qualifying financial institution in the country. Unlike other programs, Luxembourg’s scheme is designed to attract billionaire investors rather than the average millionaire looking for a second residency.
Why It’s Expensive:
- Only for ultra-high-net-worth individuals.
- Investment primarily benefits Luxembourg’s banking and financial sector.
- No lower investment threshold available.
- https://guichet.public.lu/en/citoyens/immigration/plus-3-mois/ressortissant-tiers/investisseur/investisseur-pays-tiers.html
2# Australia – Minimum Investment: US$2.5 Million
Australia’s Business Innovation and Investment Visa is one of the priciest residency-by-investment options, requiring a minimum of AUD 3.75 million (US$2.5 million). This must be invested in approved funds, businesses, or government bonds. Australia’s high demand for this visa is fueled by its strong economy, excellent healthcare, and top-tier education system.
Why It’s Expensive:
- Restrictive investment categories.
- Applicants must meet business turnover or management experience requirements.
- No direct citizenship pathway without extended residency.
- https://immi.homeaffairs.gov.au/visas/getting-a-visa/visa-listing/business-innovation-and-investment-188
3# Italy – Minimum Investment: €2 Million
Italy’s Investor Visa program includes an exclusive option requiring at least €2 million in Italian government bonds. While other investment categories exist, the bond investment remains one of the highest among European programs. Investors benefit from visa-free Schengen travel, but Italian citizenship requires a 10-year residency period.
Why It’s Expensive:
- Capital must be tied up in government bonds.
- Long pathway to citizenship.
- Significant due diligence and application scrutiny.
- https://investorvisa.mise.gov.it/index.php/en/
4# Jersey (Channel Islands, UK) – Minimum Requirement: £1.75 Million (US$2.2 Million)
Jersey’s High-Value Residency Programme mandates a real estate purchase or lease of at least £1.75 million (US$2.2 million). While it offers British Isles residency benefits, it does not lead to UK citizenship. Jersey remains a popular choice for financial professionals due to its low tax environment.
Why It’s Expensive:
- Strict financial scrutiny of applicants.
- No direct pathway to UK citizenship.
- Real estate prices are among the highest in Europe.
- https://www.gov.je/Home/RentingBuying/HousingLaws/pages/highvalueresidency.aspx
5# Singapore – Minimum Investment: S$2.5 Million (US$1.8 Million)
The Global Investor Programme (GIP) in Singapore demands an investment of at least S$2.5 million (~US$1.8 million) into approved businesses or funds. Singapore’s program is renowned for its strict vetting process, ensuring only high-caliber investors gain residency.
Why It’s Expensive:
- Highly selective process.
- Stringent background checks.
- Investment in high-growth sectors required.
- https://www.edb.gov.sg/en/grants/global-investor-programme.html
6# United States (EB-5 Visa) – Minimum Investment: US$1.05 Million
The EB-5 Immigrant Investor Program in the United States requires US$1.05 million investment in standard areas or US$800,000 in Targeted Employment Areas (TEAs). The visa provides a pathway to U.S. permanent residency and eventually citizenship.
Why It’s Expensive:
- Long processing times (up to 5 years).
- Job creation requirements (must create 10 full-time jobs in the U.S.).
- Higher investment requirement in urban centers.
- https://www.uscis.gov/working-in-the-united-states/permanent-workers/eb-5-immigrant-investor-program
7# Malta – Total Cost: Up to €750,000
Malta’s Residency and Citizenship by Investment Programme requires a combination of government contributions, real estate purchases, and fund investments that can total up to €750,000. Investors benefit from EU residency and visa-free access to Schengen.
Why It’s Expensive:
- High government donation requirement.
- Long processing time (over 12 months).
- Strict background checks and due diligence.
- https://residencymalta.gov.mt/the-mprp-programme/
8# Portugal – Minimum Investment: €500,000 in Funds (Real Estate No Longer Eligible)
Portugal’s Golden Visa program has been reformed in 2023, eliminating the real estate investment option. The new minimum investment is €500,000 in qualifying venture capital funds, with no connection to real estate. The program remains attractive due to low residency stay requirements (only 7 days per year) and a fast-track to citizenship after five years.
Why It’s Expensive:
- Investment must be sustained for 5 years.
- No more real estate investment options.
- Stringent compliance and fund selection process.
- https://www.portugal-golden-visa.pt/.
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