Portugal Golden VISA Application Process Explained

Portugal’s Golden Visa has emerged as one of the most attractive residency-by-investment programs in Europe. Established in 2012, its primary purpose is to encourage foreign investments into the country while providing non-EU citizens with a pathway to Portuguese residency, which can lead to permanent residency and citizenship. It offers a host of benefits, from free travel across the Schengen Area to the opportunity to live, work, and study in Portugal. Additionally, it offers the flexibility to apply with family members and, after five years, the chance to apply for Portuguese citizenship.

This article will provide you with everything you need to know about the Portugal Golden Visa program, including the eligibility criteria, how to apply without the help of an agent, and the benefits that come with this visa—especially when applying with your family. Whether you’re an investor, entrepreneur, or simply looking for a new chapter in life, the Portugal Golden Visa might be the perfect opportunity for you.

Can You Obtain the Portugal Golden VISA With Your Family?

Yes! One of the most appealing aspects of the Portugal Golden Visa is that it allows you to apply with your family. Once you are approved for the visa, your family members can also obtain residency, giving them the same benefits you enjoy.

The following family members are eligible for a Golden Visa application:

• Spouse or legal partner.
• Dependent children (under 18 or financially dependent).
• Dependent parents (of either spouse) who are financially reliant.
• Dependent siblings (minors or those under guardianship).

This makes the Portugal Golden Visa program an excellent choice for families who are looking to relocate together. Family members who qualify under your application can live, work, and study in Portugal, enjoying the same rights as the main visa holder.

Can You Work on a Portugal Golden VISA?

Yes, as a Portugal Golden Visa holder, you can live and work in Portugal. Unlike some residency programs, which only allow residence without the right to employment, the Golden Visa permits you to take up employment or start your own business in Portugal.

This work flexibility extends to family members who receive residence permits under your Golden Visa application. They, too, will have the right to work in Portugal in the same capacity as Portuguese citizens.

Applying for the Portugal Golden VISA Without an Agent

While hiring an agent can make the process easier, applying for the Portugal Golden Visa on your own is entirely possible. Below is a comprehensive step-by-step guide to help you apply without an agent, ensuring you save on fees and maintain control of the process.

Step 1: Choose Your Investment Option

The first step in the Golden Visa process is selecting the investment you will make in Portugal. The eligible investment options include:

• Real Estate Investment: Purchasing real estate in Portugal worth at least €500,000, or €350,000 if located in a low-density area.
• Capital Transfer: Transferring a minimum of €1.5 million to a Portuguese bank account or making a Portuguese investment.
• Job Creation: Creating at least 10 jobs for Portuguese citizens.
• Scientific/Technological Research or Arts: Investing a minimum of €500,000 in scientific research or cultural activities.
• Venture Capital Funds: Investing at least €500,000 in venture capital funds dedicated to Portuguese companies.

Step 2: Prepare Your Documentation

Next, gather all the necessary documents to support your application. These documents must be translated into Portuguese (where applicable) and notarized. The required documentation includes:

• Valid Passport for all applicants (including family members).
• Proof of Investment (e.g., purchase agreement for real estate or proof of funds transferred).
• Criminal Record Certificate from your home country and any country where you have lived for more than one year.
• Portuguese Tax ID (NIF), which you can obtain online or at a local tax office in Portugal.
• Proof of Health Insurance that covers Portugal.
• Proof of Legal Residence in Portugal (e.g., a lease agreement, if you are renting a place during the application process).
• Marriage Certificate or proof of partnership (if applying with your spouse or partner).
• Birth Certificates for dependent children.

Step 3: Open a Portuguese Bank Account

You will need to open a Portuguese bank account in order to transfer the investment funds and meet the residency requirements. Most banks allow non-residents to open accounts, but you may need to physically visit a branch to complete the process.

Step 4: Make the Investment

Once your bank account is open, transfer the necessary funds to make your investment in Portugal. Whether it’s purchasing real estate or making a financial contribution, ensure you keep all receipts, contracts, and proof of payment, as these will be essential for your application.

Step 5: Submit Your Application Online

Portugal’s immigration services, SEF (Serviço de Estrangeiros e Fronteiras) https://eportugal.gov.pt/en/migrantes-viver-e-trabalhar-em-portugal/migrantes-vistos-e-autorizacoes-para-entrar-e-viver-em-portugal, handle the Golden Visa process. You must submit your application through SEF’s online portal (https://www.sef.pt/pt/Pages/homepage.aspx) and upload all required documents.

Here’s a quick breakdown of the process:

1. Create an account on SEF’s ARI portal.
2. Fill out the application form, providing details of your investment, family members (if applicable), and personal information.
3. Upload all documentation, including proof of investment, passports, criminal record certificates, etc.
4. Pay the application fee, which is €533 for the main applicant and €83 for each family member.

Step 6: Attend Biometrics Appointment

Once your application is pre-approved, you will need to schedule a biometrics appointment at a SEF office. This will involve providing fingerprints and a photograph for your residency card. You will need to be present in Portugal for this appointment, so plan accordingly. Family members included in the application must also attend the biometrics appointment.

Step 7: Obtain Your Residency Cards

After your biometrics are completed, your application will be reviewed, and if approved, you will receive your Golden Visa residency cards. This process can take several months, so be patient. The cards are valid for two years, during which time you must spend at least seven days per year in Portugal.

Step 8: Renew Your Golden Visa and Pathway to Citizenship

The Golden Visa must be renewed every two years, and you must maintain your investment for at least five years. After five years, you are eligible to apply for permanent residency or Portuguese citizenship.